Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Income

Account Balances and Transaction History

Credit History and Credit Scores

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Mid America Bank & Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Mid America Bank & Trust Company Share?

Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates everyday business purposes

information about your transactions and experiences

No

Mid America Bank & Trust Company has no affiliates

For our affiliates everyday business purposes

information about your creditworthiness

No

Mid America Bank & Trust Company has no affiliates

For nonaffiliates to market to you

Yes

Yes

To limit

our sharing

Call 1-866-855-2594

Please note:

If you are a new customer, we can begin sharing your information 3 0 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-866-855-2594

Who we are

Who is providing this notice?

Mid America Bank & Trust Company

What we do

How does Mid America Bank & Trust Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Also, we only allow employees, authorized service providers and other parties as required or permitted by law to access your information.

How does Mid America Bank & Trust Company collect my personal information?

We collect your personal information, for example, when you

open an account or give us your contact information

pay your bills or apply for a loan

use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates everyday business purposes information about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on the account

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Mid America Bank & Trust Company does not have any affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include non-financial companies such as retailers, marketing companies and service providers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include companies such as other financial companies and financial service providers

Other important information

CA Residents: We will not disclose information about you to other financial service providers with which we have joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so.

CA, ND, and VT residents: To the extent that related state law applies, we will not disclose information about you to anyone other than our affiliates without your express authorization except as required or permitted by law